Cybersecurity crimes are increasing, and consumers need to be aware of how to prevent attacks
October is Cyber Security Awareness Month, and the Bank of Zachary and its trade association Independent Community Bankers of America® (ICBA) wants consumers to know valuable tips and advice on how to be safe online. ICBA and the Bank of Zachary encourage the public to stay informed and become educated on how to prevent their financial information from being stolen and misused.
Cybercriminals are on the prowl looking for unsuspecting victims online to hijack sensitive financial information. Consumers should be aware of the increased risk of cybercrimes, as well as financial institutions. It is vital that all parties stay alert to recognize the evolving schemes of these criminals.
Bank of Zachary and ICBA offer consumers these valuable tips when it comes to taking proactive cybersecurity measures:
• Be sure to use unique passwords for all financial online accounts. Never share your password, account number, PIN or answers to security questions.
• Do not save credit or debit card, banking account or routing numbers, or other financial information, on your computer, phone or tablet.
• Be careful about using a password on mobile devices. Be sure to set your devices to automatically lock after a selected period of time to ensure no one can access your smartphone, tablet or laptop.
• Do not provide your secure financial information over the phone or Internet if you are unsure of who is asking for it. Contact your bank directly by using the phone number on the back of your debit or credit card, or stop in your bank to speak with someone in person. Remember, your bank will never contact or text you asking for personal or banking information. Assume any unsolicited text request is fraudulent.
• Be aware of the location of your mobile devices (smartphones, tablets) at all times. Only log on financial websites when you have a secure, safe and trusted Internet connection.
Contact your bank immediately if you think your online identity has been compromised. The sooner proper authorities are alerted about suspicious activity, the sooner it can be resolved.
For additional information about Cyber Security Awareness Month, visit Stay Safe Online’s website at http://staysafeonline.org/ncsam/