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Serving South Louisiana with Branches in Zachary & Central.



Archive for January, 2011

BRING US YOUR USED BOOKS!

Jan
28
2011

From now through early May, the Bank of Zachary will be collecting gently used books.  The Zachary Area Reading Council (ZARC), comprised of teachers in Zachary schools working to promote literacy in our community, will sell these books on May 14 at a Used Book Bazaar. 


ZARC needs books for all ages and in all genres:  children’s picture books and novels, adult fiction, history, cooking, travel – you name it.  Proceeds from the sale will be used to improve Zachary school libraries.


The contact person for the book bazaar is Megan Noel (megan.noel@zacharyschools.org), a third grade teacher at Zachary Elementary School.  A long time ago, I was in the third grader at Zachary Elementary, and I still recall Mrs. Vera Lane reading aloud the Uncle Remus stories of Joel Chandler Harris, our favorite being  “B’rer Rabbit and the Tar Baby”.  Mrs. Lane and other caring teachers helped instill a love of reading that only becomes deeper as the years go by.


My parents loved reading as well.  They made sure that we had plenty of good quality books around our house, and we made frequent trips to the library.  It was an example that I tried to pass down to my own children.


ZARC’s Book Bazaar is an opportunity to help our school libraries while cashing in on some great book prices.  Please donate all the gently used books you can bear to part with.  Then you can attend the sale on May 14 and replenish your bookshelves – talk about a win-win situation!  It all starts with you – bring us those books!

GOOD CREDIT IS THE KEY TO A SUCCESSFUL FINANCIAL PLAN

Jan
20
2011

Consumers may want to add one more resolution to their lists this year—to establish and maintain good credit. Having good credit is essential to qualify for a mortgage or finance the purchase of a car, and it often helps determine the rate you will receive on any type of loan.  The Bank of Zachary urges consumers to practice smart saving and spending habits now as we kick off the new year, to help establish good credit that will serve as the foundation for a more secure financial future.


Having a good credit history is the key to any financial plan.   Establishing good spending and saving habits now, and sticking with them, is critical when times are tough and can go a long way toward achieving long-term financial goals.


The Bank of Zachary offers consumers tips on how to establish and maintain a good credit history.


-If you are just beginning to establish your credit history, open a checking account and keep careful track of your balance.


  • -Open a savings account and contribute to it regularly.

  • -Develop and follow a budget.  Make sure to account for fixed, variable and non-monthly expenses, such as insurance and taxes.

  • -Pay all your bills on time, including utilities and even gym fees and parking tickets.

  • -Use debit and credit cards for convenience and safety, but not to overspend.  Monitor the activity on your account and review statements carefully.  Be sure that you understand the terms and any fees that may apply.

  • -Avoid offers to open several different credit cards, and never use one credit card to make payments on another.

  • -Order a free copy of your credit report.  Under federal law, you can get a free report from each of the three national credit reporting companies every 12 months at www.annualcreditreport.com or by calling (877) 322-8228.  Read your report carefully and correct any errors. 

  • -Build an emergency fund equal to at least six months of living expenses.  If the unexpected happens, you will still be able to pay budgeted expenses instead of falling behind. 



At the Bank of Zachary, we develop relationships with our customers by working every day and throughout their lifetimes, providing financial services and assistance in managing their finances.  We hope that you will take advantage of “The Bank of Zachary Way” of community banking.  


Good fun for a great cause

Jan
07
2011

Bank of Zachary employees raised funds for Relay For Life while showing support for the LSU Tigers in the Cotton Bowl.  Staff members making a donation to the Bank of Zachary Relay For Life Team wore blue jeans with their purple and gold on Friday, January 7.


Relay For Life is the signature fundraising event of the American Cancer Society.  There are many components that make up a Relay For Life event, and there are many ways to volunteer and participate in this special event.


The Zachary Relay For Life event will be Friday, April 16th.  For more information, visit http://www.relayforlife.org/relay/.


Bank of Zachary Go Tigers!

BOZ Employees – Geaux Tigers!


 Taylor Baron, Tasha Ware, Brenda Davis, Sandra Thornton, Loretta Barber, Abby Gaines

Account Services supports LSU!


LSU graduates Preston Kennedy ('78) and Loretta Barber ('81) Mysti Thompson

Pres Kennedy (’78) and Loretta Barber (’81) and Mysti Thompson (’10)

- OUR LSU GRADS!

Shelly Carter, Kathryn Richard, Kim McDonald, Mysti Thompson, Amanda Hicks 

Central Branch supports LSU Tigers!